Drivers, What Should You Do When Insurance Companies Says “No”?


We all have insurance, right? Good, because to drive without it is illegal. It’s not as if drivers want to fork out hundreds of dollars every year – it’s necessary. So, you’d think the people behind the policies would do their best to pick up the check from time to time. “Uh, Uh!” In fact, corporate America allows them to reject their duties and leave millions of citizens struggling. Although it won’t come as a surprise, it is downright wrong that these businesses can get away with a crime. If you want to fight back, you’ve come to the right place. Below are the hacks to turn a no into a yes.

Don’t Give Up

The staggering truth is that insurance companies have a “reject all policies” policy. Regardless of the merits of the case, they will say no and hope that you don’t follow up. And, it works because ordinary men and women think they are in the wrong, or they don’t have the energy to fight. Now that you know the games they like to play, never take no for an answer. The chances are it’s a tactic to try and keep their money in the pocket. Ask them to explain their decision and get it in full, in writing. This isn’t the movies and the process may not go smoothly.

Check The T’s & C’s

Once they have explained, the next step is to check the terms and conditions. Within it, there will be a definitive answer to your claim. Sure, you may not find what you want to hear, but you may spot it in black and white. As soon as you see what you are looking for, have the confidence to escalate the matter further. Start off by writing back and quoting the rules and regulations and wait for a response. If need be – when they aren’t playing ball – include this link It’s a little heavy-handed, but it shows you’re willing to take legal action.

Go On The Attack

As the little person in this exchange, it is easy to feel as if you are always on the back foot. Well, why not mix things up and go on the attack. You already know about threatening legal action, and there are plenty more options at your disposal. A fantastic one which you can find at is to mention their service rates. Even though they have nothing to do with the back and forth, it reminds them of the public perception. For example, a low one suggests they are already in the wrong.

Keep Detailed Records

To get the ball rolling, you’ll need to prove your claim is genuine. It isn’t the other way around, and that is why thorough evidence is essential. During and after an accident, it’s a good idea to ask for copies of documents. For instance, get a police report and get it dated and timed. Also, take pictures of the damage as proof as well as to help show you weren’t at fault.

The answer to the question is to be persistent and organized. Can you do that?

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