CarsLifestyle

Drivers, What Should You Do When Insurance Companies Says “No”?

via GIPHY

We all have insurance, right? Good, because to drive without it is illegal. It’s not as if drivers want to fork out hundreds of dollars every year – it’s necessary. So, you’d think the people behind the policies would do their best to pick up the check from time to time. “Uh, Uh!” In fact, corporate America allows them to reject their duties and leave millions of citizens struggling. Although it won’t come as a surprise, it is downright wrong that these businesses can get away with a crime. If you want to fight back, you’ve come to the right place. Below are the hacks to turn a no into a yes.

Don’t Give Up

The staggering truth is that insurance companies have a “reject all policies” policy. Regardless of the merits of the case, they will say no and hope that you don’t follow up. And, it works because ordinary men and women think they are in the wrong, or they don’t have the energy to fight. Now that you know the games they like to play, never take no for an answer. The chances are it’s a tactic to try and keep their money in the pocket. Ask them to explain their decision and get it in full, in writing. This isn’t the movies and the process may not go smoothly.

Check The T’s & C’s

Once they have explained, the next step is to check the terms and conditions. Within it, there will be a definitive answer to your claim. Sure, you may not find what you want to hear, but you may spot it in black and white. As soon as you see what you are looking for, have the confidence to escalate the matter further. Start off by writing back and quoting the rules and regulations and wait for a response. If need be – when they aren’t playing ball – include this link https://www.caraccidentlawyer-ny.com/ny-lawyer-for-auto-accident/. It’s a little heavy-handed, but it shows you’re willing to take legal action.

Go On The Attack

As the little person in this exchange, it is easy to feel as if you are always on the back foot. Well, why not mix things up and go on the attack. You already know about threatening legal action, and there are plenty more options at your disposal. A fantastic one which you can find at https://www.forbes.com/sites/investopedia/ is to mention their service rates. Even though they have nothing to do with the back and forth, it reminds them of the public perception. For example, a low one suggests they are already in the wrong.

Keep Detailed Records

To get the ball rolling, you’ll need to prove your claim is genuine. It isn’t the other way around, and that is why thorough evidence is essential. During and after an accident, it’s a good idea to ask for copies of documents. For instance, get a police report and get it dated and timed. Also, take pictures of the damage as proof as well as to help show you weren’t at fault.

The answer to the question is to be persistent and organized. Can you do that?

$MMT = window.$MMT || {}; $MMT.cmd = $MMT.cmd || [];$MMT.cmd.push(function(){ $MMT.display.slots.push(["9e03ae33-3dbe-4135-9534-eafab6f2e1a2"]); })
Related posts
Lifestyle

Five Things To Tick Off On Your Travel Bucket List

If you haven’t already got a travel bucket list, then why not? It’s a great way to see and do things that you’ve always wanted to do but can be easily forgotten about if they’re not noted down. Whether you’re traveling away this summer or having a staycation, here are…
Read more
Cars

Preparing Your Car For A Long Journey

Photo by qimono from Pixabay   When you’re hitting the road for your travels, the most important thing to do is make sure your car is fully prepared for the journey ahead. That means covering all of your bases from a thorough check under the hood to making sure it’s…
Read more
CarsTravel Guides and Tips

How to Extend the Life of Your Vehicle

It’s always exciting to get a new vehicle, even if it’s only new to you. When you pick it up, it’ll be in great condition (and should be even if it’s a second-hand car), and you’ll hope that it looks just as good a couple of years down the line…
Read more

2 Comments

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.