A decade ago when you were young, free and single, you’d have no hesitation in purchasing a sporty little number with a soft top and shockingly poor fuel economy, if you had the money to spend. Nowadays with a husband and a couple of kids, your priorities have shifted towards focusing on safety, cost, the insurance group the car belongs to and how long is left on the MOT certificate. Purchasing a family car can be fraught with difficulties. Get it right, and you have a reliable motor that will see your family through the next few years. Get it wrong, and you could find yourself taking on a money pit with four wheels. Take a look at these tips to ensure that you can get the best deal on your next family car.
Size Is Everything
If you’re a larger family with three or four kids, it would be foolish to purchase the latest sporty little family hatchback. It may look great, but you won’t be able to squeeze everyone in, and even if you do somehow manage it, the drive will not be comfortable. Think about your family situation in five years time when buying a car. If you only have a toddler now but could see your brood growing, you’ll need to account for this in the same way as when you buy a house. If you anticipate having a large family, or you already have one, you’ll need to stretch to the seven seaters. And don’t forget pets. If you have a dog that you love taking with you on car journeys, ensure that he can fit into your vehicle as well.
How Safe Is The Car?
It’s vital that any purchase you make has an exceptional safety rating. Nothing is more important to you than the safety and well being of your little ones, so buying the safest vehicle you can is a priority. Research the NCAP safety ratings. Here, cars are put through their paces and even involved in simulated crash tests to anticipate how they will perform if in a real life crash situation. Those rated five stars, like the Toyota C-HR, are graded as the top of their class for safety. Cars now come equipped with all manner of safety features such as airbags, anti-blind spot mirrors, and advanced braking systems to help limit the impact of any potential collisions.
How Much Can You Afford?
A car is a fundamental addition for any family to allow them the freedom to venture out on vacations, take the kids to swimming lessons on a Saturday morning and drop them off at school. It can be hard to imagine life without a car. It’s important that you consider your budget and stick to it. If money is a bit tight and you don’t want to scrimp on the car purchase, you could consider employing the services of a secured loan direct lender. Even if you have missed a credit card payment or two, they won’t penalize you for this and will help you work out how much you can afford to borrow. By doing this, you’re ensuring that your family can purchase the best car possible.
If you love securing the caravan onto the back of the car and towing it down to Devon for family holidays, it’s important that you purchase a car that’s capable of doing so. A Ford Focus simply won’t do. At the same time, if your family is a big fan of visiting family and friends most weekends, and you do a lot of long distance driving, you’ll want a vehicle that is happy going for a few hundred miles on a tank of petrol.
Vehicles come in all shapes and sizes with the family car market more competitive than ever. From large hatchbacks to off roading SUVs, the choice can be mind boggling. Remember to think about what you want the car for and how you will be using it as a family. The plush BMW sports SUV is quite the status symbol and will certainly turn a few heads but would you be just as content with the more reasonably priced Ford or Vauxhall equivalent?
When you hit the used car garage or branded dealership, have your budget in mind, stick to it, and don’t be afraid to walk away if something doesn’t feel right. Armed with your newfound knowledge of the family car market, you’ll be driving away in your dream motor in no time.